Welcome to Finance LLC

Hard Money Loan

Before opting into a loan agreement, it’s important to identify exactly which loan is right for your unique investment situation.

Finance LLC makes it easy, safe and profitable to fund secure Hard Money Loans to be successful in buy, fix, flip, and buy and rent investing. These short-term loans bridge the period between purchase and exit, giving you the opportunity to leverage your capital to remain flexible in today’s market.

Typically, hard money loans are kept by borrowers for three months to a year while they renovate the investment property and prepare it to be resold or rented. Once completed, the investor can refinance the loan with a conventional mortgage and pay off the private loan, and a resale investor pays off the loan with the sale of the property to a buyer.


If you find yourself in the right situation for this kind of investment package, take advantage of this package now:

Apply for loan

Get financing for whatever you need now

Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.

Offers Criteria to Rehab Loans

  • Non-owner occupied investment properties located in the United States.
  • Max 85% LTV of the After Repaired Value (ARV), max 90% of purchase and rehab (total cost).
  • Min 10% of total cost required from borrower as down payment (reference loan matrix for down payment).
  • Full appraisal, and home inspection including renovation costs and survey required.
  • Borrower credit below 600 needs senior approval.
  • 2 months of bank statements required from borrower or borrower’s company
  • No second mortgage allowed.
  • Clear and marketable title required.
  • Properties are titled in corporate name.
  • Interest only monthly payments.
  • No pre-payment penalty.
  • Corp docs and operating agreement required.

Offers AS-IS Investment Loans (If property needs rehab, must be a Subject to Rehab loan)

  • Non-owner occupied investment properties located in the United States.
  • Max 85% LTV of the AS-IS Appraised Value (680+ credit score), 65% LTV of AS-IS Value (679 or below).
  • Min 10% of purchase price.
  • Full appraisal, home inspection and survey required.
  • 2 months of bank statements required from borrower or borrower’s company
  • Borrower must have reserves of three months’ worth of mortgage payment.
  • Clear and marketable title required.
  • Properties are titled in corporate name.
  • Interest only monthly payments.
  • No pre-payment penalty.
  • Corp docs and operating agreement required.

Offers Foreign National Loans (Rehab and AS-IS Loans)

  • Investment property only.
  • Max 85% LTV of ARV or of AS-IS Value.
  • Min 10% down payment of purchase price for AS-IS loan or 20% of total costs for ARV loan.
  • Full appraisal and home inspection including renovation costs and survey required.
  • Two months of bank statements required from borrower or borrower’s company.
  • Borrower must have reserves of three months’ worth of mortgage payment.
  • Clear and marketable title required.
  • Properties are titled in corporate name.
  • Interest only monthly payments.
  • Corp docs and operating agreement required.

Our minimum time to re-pay is one (1) year; we do not have a pre-payment penalty, or ghost fees. Max terms for our loans are one, two or three years, depending on borrower and property type. Origination points are between 1.5-3.5% depending on the property type and state that the property is located in.

Get financing for whatever you need now

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